Bangladesh has been ranked 2nd among 21 countries in terms of smart phone capacity scored, while Pakistan ranked 11 and India 16. South Africa achieved the highest ranking for mobile capacity. Bangladeshi BKash Ltd. which in 2014 boasted more than 80,000 agents and was the second largest mobile money company in the world in terms of the number of individual accounts. The Brookings Institution is a nonprofit organization devoted to independent research and policy solutions. The FDIP report evaluates and ranks countries based on four dimensions of financial inclusion–the country’s commitment to increasing financial inclusion, its mobile capacity, the regulatory environment, and adoption of traditional and digital financial services. Most of these countries received low scores for formal account penetration among low-income individuals, as well as for debit/credit card use, use for bill payment and purchases, and mobile money adoption. According to the report, Bangladesh has demonstrated its commitment to providing access to quality digital financial services.